(StatePoint) Is mounting debt causing you stress? If so, you’re not alone. Average consumer debt is on the rise in the United States.

(StatePoint) Each year, a majority of American parents of college students are confronted with higher-than-expected costs for tuition and room and board, according to a College Ave survey. The same survey finds that the price tag on other college-related expenses, such as books, activity fee…

(BPT) - Tax season is more than just a deadline. It's an opportunity to take control of your finances and plan for the future.

(StatePoint) If you’ve been watching your wallet, you’re not alone. As Americans continue to navigate inflation, 76% report cutting back on spending, up from 67% in 2024, according to the second annual Wells Fargo Money Study.

(NAPSI)—Beware: The person on the other end of that digital communication might not be who they claim to be. 

(StatePoint) With flowers blooming and birds chirping, you may be in a spring-cleaning mindset. As you spruce up your home, you can also channel that energy into getting your finances in tip-top shape!

(BPT) - Do you find yourself putting on an extra sweater or pair of wool socks to avoid turning up the thermostat and increasing your utility bill? According to the U.S. Department of Energy, up to 10% per year in heating and cooling costs can be saved with thermostat regulation. But you sho…

(StatePoint) One of the most important steps to take while house hunting is to create an intentional budget that accounts for both upfront costs and recurring expenses. Doing so will help you find a home that meets both your lifestyle needs and financial situation. Here’s how:

(StatePoint) Receiving a tax refund this year? While it can be tempting to impulse spend, if you want to really treat yourself, financial professionals recommend using the payout for practical expenses.

by Kristina Behr

(StatePoint) Issues around money can put a strain on any couple. However, financial experts say that a strong relationship can be cultivated with financial habits that prioritize communication and shared values.

(BPT) - Looking forward to your children's college journey? It's an exciting time, full of possibilities and dreams for the future, but it also has some challenges. Recently, inflation across the board — including tuition, room and board, and more — is impacting how families plan to fund thi…

(BPT) - Remember when digital payment transactions used to take three to five business days? Even transferring funds between accounts seemingly took forever. And, if you were splitting the bill with someone at a restaurant, there was nothing fast about it. You'd give them a check ... and the…

(StatePoint) The days of filing paper tax returns are gone, and criminals are taking advantage. With taxpayers managing their sensitive information online, thieves are finding new ways to scam victims. In 2023 alone, the IRS reported $5.5 billion lost to tax fraud schemes. And the increased …

(BPT) - Small businesses are the backbone of the American economy. They are at the heart of communities, creating jobs, driving innovation, and cultivating local pride. In fact, small businesses make up 99.9% of all companies and employ nearly half of the private workforce, according to the …

(StatePoint) It’s common to wonder how a new presidential administration will impact your wallet. As policies and regulations change, many people are left questioning what it means for their money.

(StatePoint) With the increased use of digital tools, the mortgage process looks quite different today than it did for previous generations. These new technologies can make the home loan process more efficient for both those buying a home and those refinancing their mortgage. However, it’s i…

(StatePoint) On the first day of Christmas, holiday gift giving begins with the traditional gift of a Partridge in a Pear Tree. By the first day of January, True Love pays the bill.

(StatePoint) January is a time for setting goals, new habits and fresh starts.

(StatePoint) Ensuring that financial service providers reflect the diversity of the people they serve is key to creating an inclusive financial system that offers everyone a chance to thrive. That’s according to the authors of a new report.

(StatePoint) Although fraudsters will prey on anyone, many tactics specifically target those facing financial hardship in the wake of a natural disaster.

(StatePoint) The holiday season may be warm, merry and bright, but it’s also a time when it’s all too easy to spend more than you plan to and rack up debt you can’t manage.

(StatePoint) Life is full of changes, transitions, growth—and sometimes disruptions. September is Life Insurance Awareness Month, making it the perfect time to consider a universal life insurance policy that offers flexibility and options catered to your needs.

(StatePoint) Nearly one-third of U.S. homes are at a high risk of damage from a natural disaster, according to CoreLogic.

(StatePoint) Working with a financial advisor can help you reach your short- and long-term financial goals. But it’s all about partnering with the right person, with the right credentials.

(StatePoint) Upfront and ongoing renting costs can put financial stress on any monthly budget. But whether you are experiencing financial hardship or just need a little extra help to make ends meet, you may have options by working with your property manager.

(StatePoint) Scammers are getting better at what they do all the time. According to the Data Book, Americans reported losing $10 billion to scams in 2023, a full $1 billion more than in 2022. While anyone can be a victim, elderly people are often targeted, as they are presumed to have more savings.

(StatePoint) Your credit score plays a significant role in your ability to reach your financial goals.

(StatePoint) Amid technology advances enabling scammers to commit fraud, elders and their loved ones need to stay informed.

(StatePoint) Perhaps you’re better off not taking that new sofa out of its plastic wrap. Sofas, couches and loveseats top the list of furniture most likely to be damaged, according to the latest survey on furniture damage from Allstate Protection Plans. What’s worse, more than half of furnit…

(StatePoint) Managing competing financial priorities can be emotionally and logistically complex, whether you’re juggling college tuition bills and mortgage payments, or you’re carving out opportunities for travel while planning for retirement.

(StatePoint) According to the U.S. Census Bureau, over one in four Americans are living with a disability and about one-half of these individuals are living with a severe disability.

(StatePoint) If you dream of owning a home but aren’t sure whether you have enough money for a down payment, take another look. You might already have enough or be closer than you think.

(StatePoint) It's never too early to start working with a financial advisor. There are many stages in your life when you could benefit from the advice of a financial professional, including when you are young and taking out student loans, or in the process of paying them off.

(StatePoint) As an entrepreneur, you are the expert in the goods and services you offer customers. However, you may be less familiar with the financial aspects of running your business.

(StatePoint) Whether you’re currently a financial advisor or considering becoming one, knowing which qualities are high in demand among your potential clients can help you position yourself for a lucrative and rewarding career.

(StatePoint) Graduating college? If you’re like many young adults, this is the first time you’ll be managing your finances independently. There’s more to it than ensuring you have enough money in the bank to pay for your next bill.